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This Western Charm Jewelry set is by M & F Western Products. The center of the necklace is a turquoise rock with a silver cross in center on the stone. Many colors accent this beautiful piece including pinks, corrals, and blue hues which are accented by crystals to meld in a sparkling combination. The earrings are a turquoise color stone with a French wire dangle. This set would look beautiful with a wardrobe full of clothing.